Zero percent interest rates?

With the Feds close to zero percent interest rates borrowing/lending between banks, it is actually doing so to jumpstart the economy by encouraging banks to lend to each other. With the ability to borrow without worrying about exhorbitant interest charges, this is close to what Islam encourages for lending/borrowing. Islam sees lending as an act of charity. In this particular case, this is charity amongst banks; between the better-off banks and their troubled counterparts. Cool.